D & J Collective Services Terms of Service

OVERVIEW

This website is operated by D & J Collective Services LLC. Throughout the site, the terms “we”, “us” and “our” refer to D & J Collective Services.

By accessing our website or using our services, you agree to be bound by these Terms of Service.

SECTION 1 – ELIGIBILITY

By using this website, you confirm that:

• You are at least 18 years old
• You will use this website only for lawful purposes
• You will not violate any applicable laws or regulations

SECTION 2 – GENERAL CONDITIONS

We reserve the right to refuse service to anyone at any time.

You agree not to reproduce, duplicate, copy, sell, or exploit any portion of the Service without express written permission.

SECTION 3 – SERVICES PROVIDED

D & J Collective Services provides consulting services, including but not limited to:

• Sales consulting
• Credit repair guidance
• Personal tax guidance
• Business consulting
• Real estate consulting
• LLC setup consulting

All services are provided for informational and consulting purposes only.

SECTION 4 – SMS COMMUNICATION PROGRAM (A2P COMPLIANT)

By providing your phone number and opting in through our website, forms, or other communication channels, you consent to receive SMS messages from D & J Collective Services.

These messages may include:

• Service-related communications
• Follow-ups and support messages
• Appointment reminders
• Updates related to your inquiry
• Promotional messages (only if you opt in)

Message frequency may vary.

SECTION 5 – SMS OPT-OUT INSTRUCTIONS

You can opt out of SMS communications at any time by replying:

STOP

You will receive a confirmation message.

For assistance, reply:

HELP

SECTION 6 – MESSAGE AND DATA RATES

Message and data rates may apply depending on your mobile carrier.

SECTION 7 – CARRIER LIABILITY DISCLAIMER

Mobile carriers are not responsible for delayed or undelivered messages.

SECTION 8 – LIMITATION OF LIABILITY

All services are provided “as is” and “as available.”

D & J Collective Services LLC shall not be liable for:

• Direct or indirect damages
• Financial losses
• Loss of business opportunities
• Data loss
• Errors based on user decisions

SECTION 9 – PROFESSIONAL DISCLAIMER

D & J Collective Services provides consulting and guidance only.

We do NOT provide:

• Legal advice
• Certified accounting services
• Licensed real estate representation

For complex matters, you should consult licensed professionals.

SECTION 10 – PRIVACY POLICY

Your use of this website is also governed by our Privacy Policy.

SECTION 11 – GOVERNING LAW

These Terms are governed by the laws of the State of Florida, United States.

SECTION 12 – CONTACT INFORMATION

D & J Collective Services LLC

786-985-5278
352-575-5645
[email protected]

27570 South Dixie Highway, Apt 101
Homestead, FL 33032
United States